7/2/2009 - Use to us for today |
The financing is asked and answered ' Some) after graduating : (2)
How after unemployment the daughter's question is mainly to obtain the economic source to support the family. At present any enterprise ' Including individual enterprise) Obligated to *** for the worker " Three gold " --Social security, can apply to *** even if it is a personal freelancer. In addition, daughter and parents can *** commercial life insurance. Life insurance various in style, some insurance kind pay several years after the premium every year in person who insure, offer income people the fixed amount of money as the living allowance per month. This kind of insurance kind may solve the problem of supporting parents of the daughter supplementary and parents of unemployment money.
Chapter six Use to us for today, tomorrow to change the child?
A parents' worries (1)
--Practical guide of education financing to child-bearing
Xu Hao
Remember author study in the primary school, one tuition for term 2 yuan, book dues are 3 yuan. At that time, there were few tuition incomes in the school, educational facilities became old and lagged behind, the teacher's treatment was very low. Had spread in the society at that time " The income of professor who studies guided missile is not well paid as the granny selling the tea egg " . Then, China has begun a vigorous education " industrialization " Reform.
" education industrialization " Thinking once open,professional to become by job that make money overnight without being run by schooled, set up, teacher job on few people shows any interest in the picture hold, pay quickly originally " The gold rice bowl " . The family needn't consume, how could the child have good education? " education industrialization " " give away all one has, pay the tuition, can make a lot of money tomorrow today" Thought inculcate with give society. Meanwhile, utilize psychology that Chinese parents long to see the son succeed in life, from " preschool education " Earn.
According to the investigation, it is very expensive that some private kindergartens in Beijing charge. For example a child 3 years old boards at the nursery, hold the fee of 1080 yuan per month, there is 12960 yuan per year, should hand in 1 separately. The support of 50,000 yuan and 30,000 yuan one " The education fund " ,Parents want to pay 57960 yuan together. Get rid of " the education fund " Can return it outside after the child graduates, parents pay nearly 30,000 yuan to the kindergarten actually. It is still only a medium level that this kind charges in the private kindergarten of Beijing, have charged very high and up to 40,000-50,000 yuan for one year even more. And a university undergraduate includes tuition, living cost, annual expenses are only about ten thousand yuan, the cost of one year of the child 3 years old has exceeded university students.
The child's preschool education will be close to 100,000 yuan soon, according to this kind of standard, studying in the primary school later, middle school, university How many educational expenses will it offer to child on earth?
A new " young research " publication of sociology research institute of Chinese Academy of Social Sciences is <>. The report claims: Look from the economic cost directly, 0 to 16 years old child is raised the total cost will reach about 250,000 yuan. If estimate the expenditure of family that children received higher education, the expenses are up to 480,000 yuan. It was too unmarried to read children's total cost being raised and reaching 490,000 yuan that estimated before 30 years old. This yet including society give, school free, the Spring Festival money given to children as a lunar New year gift 50,000 to income of 60,000 yuan. According to statistics that should be studied, each of the child's pocket money and money given to children as a lunar New year gift enter the account and reach 2300 yuan in per capita year, up to 40,000 yuan. In addition 490,000 these still excluding expenditure and from pregnant withing to grow up course child of pregnant and perinatal period, parents because the child delay work, indirect economic cost developing losses by oneself of reducing and flow, is transferred and promoted etc..
The most unexpected one is the unwed children growing up while surveying and studying, there is 85% still expenditure some and even all living costs for need parents. Among them, divided by rent house (purchase the rent) Outside, the supreme expenses are to have a meal at home, extra clothes, mobile phone, surfing the Net, pocket money,etc., unexpectedly the unwed children who are not reading still use up 14,000 yuan of parents every year.
It's a pity the investigation result reveals, the economy of the family is paid and has not appeared prominently among the academic credits, psychological quality, healthy and social adaptive capacity with the child " Positive correlation " . In other words, although the economic cost invested on children is high, it is the more favorable to grow up healthy and sound to children and might not develop in an all-round way.
China is less than the country of 8000 yuan as the annual per capita national income, parents train a child's expenses to be unexpectedly up to 490,000 yuan, the latter is 61 times of the former's, this figure is incredible, even will suspect its accuracy. However, the fact is believed by you. Parents of China input in raising the child high, ordinary person difficult to imagine. The money that a middle-income family spends on child every year can be in above 10,000 yuan, higher education stage annual expenses to exceed 10,000 far even more, educational expenses become whom a lot of family can bear in weight already.
The educational expenses are so high, why will parents disregard the blood to train children? The reason is very clear, is basically all only-children now, it is each of parents' long-cherished wish to long to see the son succeed in life. There is good education, it seems that there will be a good job in the future, a lot of people think: Education is to change the only chance of child's destiny.
The and then expensive idea that will let the child study too is " education industrialization " Have offered the excellent chance of arbitrary charge. According to " China Youth News ", national the sixth national special examination result of charge from peasants of development and reform committee reveals, the arbitrary charge of the middle and primary schools becomes the main reason for aggravating peasant's burden, the amount of money of arbitrary charge of middle and primary schools of countryside accounts for half which involves in the total value of agricultural arbitrary charge. For example, the up-to-standard grade of a key middle school is 650 fen, the examinee takes an exam of 649 fen and wants to enter this school and pay 12,000 yuan more, then lack 1 fen each time, add 1000 yuan. " because teach and cause poorly " , " can not afford to read the book " Phenomenon appear in a large amount,feel even some parents it " support child not to be studied like of ********ed. Win, can bring the happiness; Fail, spend, pay one's debt all one's life soon. "
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