Living on a Shoestring - my tight budget - no money

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Saturday 29th July 2006 - Day One of my new mission

Posted on 30/7/2006 at 5:20 AM - Post Comment

My partner is about to lose his job. We've had a big discussion about budgets and discovered that we'll have the princely sum of £9 left per month, between both of us.  I'm determined that we'll manage without killing each other in the process.  This blog will be an account of how I get on, or don't!  I've decided to blog so that I can look back and see how I've managed various situations in the past, and also so that anybody else can post tips that they think might help.

My partner is unlikely to get another job so this will be a more or less permanent situation. 

I will need to find other ways to make more cash so I'll keep you up to date on how these go.  Only legal things considered!


So, today.  We went to visit a friend in hospital.  I kind of thought of taking a couple of cans of soft drink that we've got in the fridge rather than get drinks there, but the thought didn't transfer into action.  My partner bought us both a soft drink from the machine at the hospital and he wouldn't take any money from me for my drink.  At this stage of course we've both got some cash in our purses and wallets.  I mentioned to my other half earlier that I could get a magazine for our friend but I realised later that I shouldn't be doing that.  We've discussed this situation and decided that we both won't spend any extra money at the moment, and if we have to get something "essential" we'll run it past each other first.  Anyway, I was creative on the magazine front and decided to get a couple of old magazines from around the house and label them with our friends' name so that nobody nicks them at the hospital.  That's the hospital gift problem solved for today.

 

As I was labelling the magazines, I realised that my label roll is running short.  My immediate thought is that I could order more labels!  Of course I can't but it's amazing how automatic it is to think about just ordering more of something without a second thought.  I managed without a labelling machine before so I'll manage without one again if I can't afford more labels.

 

Grand total spent today, 70p each on a drink.  Not too bad.

 

We've got another friend's birthday coming up at the beginning of August.  That will need some thought and discussion.  He's a good friend so he won't be too worried.


Untitled Comment

Posted by Beyond Broke on 17/8/2006 at 6:43 AM - Link

I'm sorry to hear about your partner losing his job! My mom got her hours cut and I know they're struggling (moreso) now because of it. If it's permenant, would he qualify for benefits or early retirement?

Have you ever been to http://forums.moneysavingexpert.com/? There are different boards for different people. There's an 'Old Style' board for homemade cleaners, cooking from scratch, etc. It doesn't sound like you have any debt, but there are some great tips on the 'Debt Free Wannabe' forum. In the debt free board, they have people post a SOA (statement of affiars) listing their incomings and outgoings, and people chime in where they see potential savings (such as switching energy suppliers or cancelling Sky).

Have you thought about keeping a spending diary? This blog seems like one anyway, but I spend less than I used to after using one.

Good luck, I'll be rooting for you!

Untitled Comment

Posted by Sally Parrott Ashbrook on 20/8/2006 at 3:35 AM - Link

Why is it unlikely your partner will ever get another job?

http://www.danandsally.com

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